.cost-calculator .audit-only-note {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 12px;
  align-items: start;
  margin: 0 0 23px;
  padding: 13px 15px;
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 10px;
  background: rgba(255,255,255,.055);
}

.cost-calculator .audit-only-note strong {
  color: var(--mint);
  font-size: 11px;
  line-height: 1.5;
  white-space: nowrap;
}

.cost-calculator .audit-only-note p {
  margin: 0;
  color: rgba(255,255,255,.68);
  font-size: 11px;
  line-height: 1.5;
}

.cost-calculator .total-top > span strong {
  font-weight: 700;
}

@media (max-width: 500px) {
  .cost-calculator .audit-only-note {
    grid-template-columns: 1fr;
    gap: 4px;
  }
}

/* Refined fee presentation: both categories remain stacked and fully visible. */
.cost-calculator .fee-list {
  display: grid;
  gap: 12px;
  border-top: 0;
}

.cost-calculator .fee-item {
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.035);
}

.cost-calculator .fee-row {
  padding: 17px 16px;
  border-bottom: 0;
}

.cost-calculator .fee-row strong {
  font-size: 13px;
}

.cost-calculator .fee-name small {
  opacity: 0.62;
}

.cost-calculator .fee-detail {
  margin-top: 0;
  padding: 14px 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.11);
  background: rgba(255, 255, 255, 0.045);
}

.cost-calculator .mini-years {
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 7px;
}

.cost-calculator .mini-years span {
  padding: 7px 4px;
  border-radius: 7px;
  background: rgba(255, 255, 255, 0.045);
  white-space: nowrap;
}

.cost-calculator .mini-years b {
  margin-bottom: 2px;
}

.cost-calculator .risk-guidance {
  margin: 14px 0 0;
  padding: 10px 12px;
  border-radius: 8px;
  background: rgba(248, 248, 248, .88);
}

@media (max-width: 500px) {
  .cost-calculator .fee-row {
    padding: 15px 13px;
  }

  .cost-calculator .fee-detail {
    padding: 12px 10px;
  }

  .cost-calculator .mini-years {
    gap: 4px;
  }

  .cost-calculator .mini-years span {
    padding: 6px 2px;
    font-size: 10px;
  }
}